Navabharat Current Accounts
Features, Benefits and Advantages
- Low Monthly Average Balance: Rs 2,000.
- Free Cash Deposit upto Rs 5,00,000/- per Month.
- Free Cash Withdrawal from Home Branch.
- Depositing and withdrawal of cash at all Bank branches.
- Free NEFT/RTGS
- Transfer of Account to other Branches: FREE
- Free SMS Alerts
- Monthly Statement Charges: FREE
- Duplicate Statement Charges: Rs. 100/- + GST per page (40 entries)
- Annual Account Keeping Charges: Rs.550/- + GS
- Current Account Closing Charges Upto 14 days of Opening : NIL
- Current Account Closing Charges After 14 Days:-Rs. 1000/- + GST
- Minimum Average Balances - Non-Maintenance Charges: Rs. 500/- +GST pm.
Cheque Leaves charges 25 Leaves Cheque Book at Rs 75/-+GST
@Rs.3/- + GST per leaf;
Cash Deposit
- Free Upto Rs.5,00,000/- per Month; thereafter, Rs. 0.75 per 1000/-+ GST
With a Minimum charges of Rs. 50/- + GST; Maximum Rs.20000/- + GS
- Maximum limit for deposit of Cash in Non Home Branch: Rs. 5,00,000 per day
Cash Withdrawal
- Home Branch: UNLIMITED - FREE
- Non Home Branch: Maximum: Rs 1,00,000 per day -Self Only
NEFT through Net Banking/Mobile banking: UNLIMITED FREE
At Branch:
- Upto Rs. 10000: Rs. 2.50/- + GST
- Above Rs 10,000/- and upto Rs 1.00 lakh: Rs 5/- + GST
- Above Rs 1.00 lakh and upto Rs 2.00 lakh: Rs 15/- + GST
- Above Rs 2.00 lakhRs 25/-+GST
RTGS through Net Banking/Mobile banking: UNLIMITED FREE
At Branch:
- From Rs. 2 Lacs to Rs. 5 Lacs: Rs 25+ GST
- Rs. 5 Lacs Above: Rs. 50 + GST
Exchange for issuance of Demand Drafts:
- Upto Rs. 5000 :- Rs. 25/- (incl. GST)
- Rs. 5001 to < Rs. 10000 : Rs. 50/- (incl. GST)
- Rs. 10001 to Rs. 100000 : Rs. 5/-(incl. GST) per Rs. 1000/- (Min. Rs. 60 incl. GST)
- Rs. 100001 and above: : Rs. 4/-(incl. GST) per Rs. 1000/- (Min. Rs. 600 incl. GST Max 2000. inc. GST)
Collection Charges for Outstation Cheques:
- Upto Rs. 10000/- Rs. 50/- +GST
- >Rs. 10000/- upto Rs. 1.00 Lakh - Lakh Rs. 100/- +GST
- >Rs. 1.00 Lakh:- Rs. 200/- +GST
